Friday, 2 September 2011

Money makes the world go round.

Oh my, I think I might just be on my way!!  I posted a letter yesterday to the dear friend of my mother's, asking if she might be able to help me with a loan and...she rang me this morning and in fact came straight over to talk to me.  Interestingly, her main question was, 'is it possible for you to lose weight?'  I explained to her that I had successfully lost some weight in the past, the most being 3.5st (49lbs).  She seemed happy to hear this and has offered to lend me a minimum of £3000.  I can't believe it, her generosity has overwhelmed me and I am so lucky to have a friend like her who understood how I must be feeling and is in a position to help.  She said that if I had trouble getting up to the full amount (£5950) that she would be able to lend me more.  I am SO EXCITED!!!  So what is the money plan??  Well, I really want to avoid telling my grandparents about my choice to have the band.  I just think that they wouldn't really understand.  That in the past there weren't options such as weight loss surgery and people just got on with their lives.  I think my grandfather might just say 'why can't you just eat less?!'  Well, if it was that easy, I'd have done it wouldn't I?  SO - my mum is going to pay the £500 deposit.  Then, once my tax rebate comes through I'll have £360 from that.  I so far have £205 saved.  5950 - 4005 = £1945 left to find.  That feels a lot more manageable than almost £6000.  But that doesn't make getting it any easier.  I was trying to think whether I owned anything that I could sell...I'm the opposite of a hoarder, I minimise and ruthlessly get rid of things that I don't need.  I feel like too much stuff equals chaos.  I've managed to do a couple of carboot sales (like a yard sale for you Americans out there) in the past, never made more than about £75 though.  Anyway, nothing left to sell.  I've got a bit of money in my account and could maybe add £350 to my total.  Then my student loan comes through in September...this isn't really very much and I still have to live for four months on £500 per month.  I wonder if mum has any more leeway on her credit card...?  I should be eligible for a £500 student credit card.  Ok so...if I could get the credit card then overall that's another £850 towards the surgery.  Leaving me with a bill of £1095...should I bite the bullet and tell my grandparents and ask them for some money, or should I ask my friend for another grand on top of the £3k she's already giving me?  I'd love some advice if anyone's out there....?  Helllooooo?  Sorry for the boring numbers, a boring post really...but I really feel like this might be happening.  I could really be thin one day?  And getting this money together is the only way I can get there.  What to do...


  1. Hi! I just did a shout out to you on my blog for other bloggers to stop by and say "hi". Please add the followers widget to your blog design so others can easily follow you :) THANKS!

  2. New follower here.

    I really hope you get the financials worked out. That's so tough. I was lucky enough to have my mom pay for what the insurance didn't cover, but I didn't have the courage to ask her until she brought it up. I wish you the best!


  3. Hey there, another new follower here (or I will be once you have a follower link). My husband and I paid cash for my surgery, and speaking with him wasn't the easiest of conversations. Anyway, I was banded on 9 Dec. 2010 in NYC. I am an American living in London, so we have a bit of a UK connection going on there. Best wishes on obtaining funding. Swing by my blog when you get a chance (

  4. Hey to you! I'm another hopeful follower - please put the widget on your blog so that I may!

    Good luck to you and your finances, in the end it will be so worth it!

  5. Hi there. Lap band gal sent me. I'm also working on getting my surgery financed. Hopefully by insurance. I'm in the 2nd month of my required 6 month medically supervised diet. In the mean time I'm saving money in case insurance won't cover it. Like you, I want it NOW! Unfortunately we have to Jump through some hoops to make it a reality. I'm trying to be patient. Good luck to you.

  6. Hey! New follower! My Dad financed my band! I really hope you get it figured out! Best decision of my life:)
    Come visit sometime:)